Real screenshot from our demo test, 2 Nov 2026

Relax GamingReleased 12 Apr 2023

Money Cart 3 Demo & review

6.8/10

The third Money Cart: no base game wins at all, just a re-spin round where Collectors, Snipers, Tommy Guns and an Absorber work coin values toward a 10,000x cap.

Hampus Grave, Founder & CEO at FluxPlaysWritten by Hampus GravePublished 5 Nov 2026

Play money · no sign-up · no deposit

Where to play Money Cart 3 for real ↓

RTP
96%
Volatility
High
Max win
10,000x
Grid
5x4, up to 7 reels
Our demo test · 2 Nov 2026100 spins at $1Base return31.3%$31.30 of $100Winning spins9 of 100Bonuses seen9in the base spinsBoughtNoneno buy in the gameSee the full test ›
YEET casino logo

Play Money Cart 3 for real at YEET

Visit YEET

FluxPlays verdict

Our verdict

How we score
Gameplay
6.5
Bonus potential
7.5
Visual design
6.5
Value (RTP and variance)
6.5

Yes, if the Money Cart re-spin round is the only part of the Money Train games you want. Five Persistent symbols, including a Shapeshifter that becomes a different special after every spin, are what can carry a round toward the higher cap. The cost is a lower RTP than Money Cart 2 and long runs of spins that pay nothing between rounds.

Who it suits

Play this if…

  • Hold-and-win fans: every win is a Money Cart round, with more specials than ever
  • Series fans: the Money Train crew returns with Tommy Guns, an Absorber and a Shapeshifter
  • Learners: with no base game in the way, each special is easy to watch in action

Skip this if…

  • Short-session players: base spins pay nothing, so a session is a wait for three symbols
  • Bonus buyers: there is no buy, so every round has to be triggered
  • RTP watchers: the rules set a return two points below Money Cart 2

Where to play Money Cart 3

Money Cart 3 is available at these casinos we have tested and reviewed. How we test casinos

  • YEET casino logo

    YEET

    18+ · T&Cs apply

  • SafeCasino casino logo

    SafeCasino

    FluxPlays score 7.5

    Skrill withdrawal paid out in 18 hours in our test

    400% up to €4,000 + 1,200 free spins

    • 40x wagering
    • min deposit €10
    • 30 days

    400% welcome package up to 4,000 over four deposits, each 100% up to 1,000 plus 300 free spins. 40x wagering on bonus and free spin winnings. Minimum 10 to activate, 200 for the full 300 spins. 30 day validity. Free spins run on Pragmatic Play games.

    18+ · T&Cs apply · Offer checked 7 Oct 2026

  • Betlabel casino logo

    Betlabel

    FluxPlays score 7.0

    E-wallet payout inside 24 hours in our test

    200% up to €1,500 + 150 free spins

    • 35x wagering
    • min deposit €10
    • 7 days

    200% welcome package up to 1,500 plus 150 free spins over four deposits: 100% up to 300 + 30 FS, 50% up to 350 + 35 FS, 25% up to 400 + 40 FS, 25% up to 450 + 45 FS. 35x wagering, 7 day window. Minimum 10 first deposit, 15 thereafter. Crypto deposits are not bonus eligible.

    18+ · T&Cs apply · Offer checked 7 Oct 2026

These are affiliate links: we earn a commission if you sign up through them. It never changes our scores. Affiliate disclosure

Money Cart 3: Full Review

The third Money Cart keeps the series' strangest rule: the base game pays nothing, and every win comes from a re-spin round started by three symbols. What Money Cart 3 changes is the crew inside that round, with an Absorber, two Tommy Gun symbols and five Persistent specials. Relax Gaming released it in April 2023, and it suits hold-and-win players who only ever wanted the bonus.

Money Cart 3 game information

Provider
Relax Gaming
Release date
12 April 2023
Grid
5 x 4, up to 7 reels (reels x rows)
How it pays
Re-spins only (no paylines)
RTP
96.00%
Volatility
High
Max win
10,000x the bet
Bet range
$0.10 to $100
Bonus buy
Not available
Money Cart 3 base game at a 1.00 bet: an empty 5x4 grid of dark slots on a railway cart, the sign showing one coin equals 0.10The empty 5x4 grid before our first spin, with one coin worth 0.10 at our bet. FluxPlays demo test, 2 November 2026.

How Money Cart 3 works

A spin either lands three or more symbols anywhere on the five reels of four rows, or it pays nothing. There are no paylines. Values are counted in coins, ten to a bet, so at $1 a coin is worth ten cents.

Three symbols start the re-spins with the counter at 3, and every new symbol that lands resets it to 3. Special symbols in gold count toward the trigger, reveal their values and act before the first re-spin. A full reel opens an extra reel beside the grid, at most twice, for seven in all. When the counter runs out, every value on screen is paid.

Money Cart 3 spin 61 at a 1.00 bet: four BONUS symbols on reels 2, 4 and 5 trigger the re-spin roundSpin 61: four Bonus symbols land and start the re-spins. FluxPlays demo test, 2 November 2026.

How the re-spin symbols work

Ordinary coins carry 1 to 10 coins. The specials decide what a round is worth:

SymbolWhat it does
CollectorCollects every visible value into its own
Collector/PayerPicks 3 to 5 targets, adds their values to its own, then pays its new value to each target
SniperDoubles 3 to 8 other symbols, and can hit one more than once
NecromancerRevives 2 to 7 used non-persistent specials so they act again
AbsorberAbsorbs every normal coin, other Absorbers included, and removes them from the reels
Tommy Gun SniperDoubles one random symbol, 2 to 6 times over
Tommy Gun PayerReveals 5 to 100 coins and adds them to one random symbol, 3 to 10 times
Persistent Collector, Sniper, Collector/Payer, NecromancerAct at the end of the spin they land and every spin after it; the Necromancer revives 1 to 7
Persistent ShapeshifterTurns into a different special after every spin

How they rank: the Persistent symbols carry the game, because they repeat their work on every remaining re-spin. The Tommy Guns are the new way to make one symbol big, and the Absorber gathers small coins into one place for a Sniper or Collector to work on.

Money Cart 3 paytable page: the Absorber, Tommy Gun Sniper, Tommy Gun Payer and the start of the Persistent CollectorThe paytable page with the Absorber and both Tommy Gun symbols. FluxPlays demo test, 2 November 2026.

Our best round shows a Tommy Gun at work. On spin 22, sixteen re-spins gathered 13 coins and a Tommy Gun Payer, and the round closed on 70 coins, which is $7.00 at our bet.

What changed from Money Cart 2

FeatureMoney Cart 2Money Cart 3
Cap5,000x10,000x
RTP in the rules98.00%96.00%
New specialsAbsorber, Tommy Gun Sniper and Payer
Persistent specialsPayer, Sniper, CollectorCollector, Sniper, Collector/Payer, Necromancer, Shapeshifter

The trade is clear: a cap twice as high and more ways to build a round, for a lower theoretical return.

RTP, volatility and max win

This demo's rules set the return at 96.00%. No volatility label appears in the rules or on Relax's product page, and High is the rating review sites agree on. A round is capped at 100,000 coins, which the rules equate to the multiple in the table, and it ends the moment the values on screen reach it.

Money Cart 3 game rules: a 5x4 game that can open 2 new columns, RTP 96.00% and a win cap of 100,000 coins, equal to 10,000x the betThe game rules page: the 96.00% RTP and the 100,000-coin cap. FluxPlays demo test, 2 November 2026.

Our Money Cart 3 demo test

FluxPlays demo test

2 November 2026, demo running 96.00% RTP

Base game spins

100

at $1 per spin

Staked

$100

Paid back

$31.30

31.3% of stake, -$68.70

Winning spins

9 of 100

9% of spins paid something

Biggest win

$7 (7x)

16 re-spins, 13 coins and a Tommy Gun Payer: 70 coins

Free spins triggered

9

natural triggers in the session

Played on Relax Gaming's public fun client (version 1.0.7) on 2 November 2026, in FUN credits read as dollars, from a 5,000 balance. The demo opened at 2.00 and was lowered to 1.00 before spin 1, so one coin was worth 0.10. The game has no buy or paid mode. Quick spin on, portrait window. The nine wins were all re-spin rounds (spins 4, 5, 22, 27, 31, 58, 61, 92 and 95). Closing balance 4,931.30 on the server and on screen.

The re-spins arrived about once every eleven spins, and they stayed small. All nine rounds ended between 22 and 70 coins, most coins landed at 1 to 4, and only four specials showed up across the whole session. No reel filled, so the cart never widened. Our longest round, from spin 61, ran 31 re-spins with an Absorber and a Tommy Gun Payer and still finished below 50 coins. Persistent symbols, the Necromancer and the Collector/Payer stayed away, so their part of this page comes from the rules. Nine small rounds say how the feature behaves, and nothing about the long-run return.

Money Cart 3 re-spin round from spin 4 at zero spins left: a Sniper on reel 3 and coins on every reel, TOTAL 28Spin 4's round at its last count: 28 coins, 2.80 at our bet. FluxPlays demo test, 2 November 2026. Money Cart 3 spin 61 re-spins under way: six coins on the grid, SPINS 2, TOTAL 10Spin 61's round partway through, at 10 coins with 2 spins left. FluxPlays demo test, 2 November 2026.

Is Money Cart 3 worth playing?

Money Cart 3 earns its place for one reason: its round has more ways to grow than Money Cart 2 had, under a cap twice as high. That makes it the pick for players who only want the re-spins. Anyone who likes a base game should look elsewhere, because every spin between rounds is empty, and the RTP is lower than the last game's.

Pick Money Train 3 if you want the same persistent crew inside a 40-line slot, with a base game, four bonus buys and a far higher cap. Choose Money Cart 3 for the re-spin round on its own, without the buys.

In the demo, read the Persistent Shapeshifter entry before you spin. It is the one symbol that can become any of the others, and it shows why a single gold symbol can change a round.

Frequently Asked Questions

How do you trigger the re-spins in Money Cart 3?+

Land three or more Bonus or special symbols anywhere on the 5x4 grid. The round starts with 3 re-spins, and every new symbol resets the count to 3. Specials that land on the trigger act before the first re-spin, and filling a reel opens an extra one, up to twice.

What is the difference between Money Cart 3 and Money Cart 2?+

Money Cart 3 doubles the cap and adds the Absorber, two Tommy Gun symbols, and Persistent versions of the Collector/Payer and Necromancer plus a Persistent Shapeshifter. Its RTP is 96.00%, where Money Cart 2 sets 98.00%. Both pay only through the re-spin round, and neither has a buy.

What is the max win in Money Cart 3, and how is it reached?+

100,000 coins in one round, which the rules equate to 10,000x the bet, and the round ends when it gets there. With coins worth 1 to 10 each, the route runs through Persistent symbols acting on every re-spin and extra reels giving them more to work on.

Comments

Played it, tried it or have a question? Share it with the community under this slot page.